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AHP Stats

 

The percentage of small employers that would see an increase in their premiums with enactment of AHPs. (CBO)

The number of people enrolled in AHPs who would be newly insured. (CBO)

 
140,000 Small businesses represented by the Small Business Coalition for Equitable Health Insurance
   
250 Number of Chambers and Associations affiliated with SBCEHI.
   
1,000,000 Number of uninsured AHPs would create (Mercer)
   
23% Increase in premiums for the state-regulated small-business health insurance market (Mercer)
   
6% Overall increase in small-business health insurance premiums under AHPs (Mercer)
   
180 The number of days AHP’s have to report insolvency to the Department of Labor AFTER they’ve gone under.
   
4 Number of states that currently allow health underwriting for rating purposes.
   
50 Potential number of states where AHPs could use health underwriting for rating purposes.
   
400,000 Number of people left with unpaid medical bills in the late 1980’s and early 1990’s after the failure of Multiple Employer Welfare Arrangements (MEWAs). (NMHA)
   
$120 million The total amount of unpaid medical bills as a result of failed MEWAs. (NMHA)
   
46 Number of states that enacted some kind of small group reform prior to HIPAA. (NAIC)
   
10,000 Number of people employed by state insurance departments nation wide. (NAIC)
   
0 Number of people employed by the Department of Labor specifically for oversight on AHPs.
   
$700 million Current total budget of state insurance departments. (NAIC)
   
$0 Funds allocated for new Department of Labor oversight on AHPs.
   
$2 Million Proposed cap for capital reserve requirements in case of insolvency for even the largest AHPs.
   
15.4% Average health care cost increases American companies will face in 2003. (Hewitt Associates)
   
12.7% The amount monthly insurance premiums rose by in 2002 (Kaiser Family Foundation and Health Research and Educational Trust annual study May 2001 – May 2002)
   
4% The amount of medical inflation
   
1.6% Overall inflation measured by CPI
   
 

CBO (Congressional Budget Office), NMHA (National Mental Health Association), NAIC (National Association of Insurance Commissioners)

 

Supporting Statements

·Anti-AHP Op/Ed in Boston Business Journal
·Mercer Report shows AHPs would add one million uninsured
·Coalition letter to Senate GOP Taskforce on the Uninsured
·Rockford (Ill.) Area Chamber of Commerce Opposes AHPs
·One-Pager: Quick facts on the problem with AHP legislation
·Greater Albuquerque Chamber of Commerce opposes AHPs
·Grand Rapids Chamber opposes AHP legislation
·Detroit Regional Chamber of Commerce Press Release
·List of Organizations Opposed to Federal Association Health Plans
·National Association of Attorney's General letter
·Letter of Opposition to House Education and the Workforce Committee
·Testimony submitted by the National Association of Insurance Commissioners
·Statement submitted by the Metro Jackson Chamber of Commerce
·Press release from the National Governors Association
·Testimony submitted by the Detroit Metro Chamber of Commerce
·Testimony submitted by the Council of Smaller Enterprises
·Testimony submitted by the Small Business Association of Michigan
·Statement submitted by the National Small Business Association
·Letter to Sen. Olympia Snowe from the National Governors Association
·Testimony submitted by SMC Business Councils

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© 2005 Small Business Coalition for Equitable Health Insurance